Reasons someone would need W. Earl WilsonThousands of people in Colorado purchase, sell or refinance their home every year. Most of these transactions involve a simple line item for an appraisal. Almost all lenders still want a local expert because the stakes are very high, even though there are an increasing number of automated home valuation methods that may appear to be more prudent than an appraisal. But is securing a mortgage the only basis for getting an appraisal? Are there more cases when the services of a certified, independent real estate professional might be helpful? You bet.
Let W. Earl Wilson help you appeal your tax assessment in Arapahoe CountyIt's likely you're paying too much in property taxes if you live in an area where property values have depreciated. Property taxes are determined by a previous assessment of your home, so if values have gone down in your area, you can challenge your assessment and save money. An appraisal from W. Earl Wilson is your best evidence when building your case. At W. Earl Wilson, we're qualified to assist you in disputing your tax assessment.
Let W. Earl Wilson help you lower your mortgage paymentPrivate Mortgage Insurance, or PMI, is an added insurance plan that nearly all lenders ask homebuyers to purchase when the amount being loaned to the buyer is more than 80% of the actual value of the real estate. This additional payment is often folded into the monthly mortgage payment and is promptly forgotten. PMI isn't necessary when the remainder of the loan - whether through market appreciation or principal pay down - decreases below the 80% level, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress that requires lenders to do away with the PMI installments on most mortgages when the balance is paid down to 78% of the original value.
W. Earl Wilson will produce a statement regarding the value of your home, and the expense of the home valuation can often be regained in just a few months because you'll no longer be paying the PMI.
An appraisal from W. Earl Wilson will help you settle a divorce with less stressA divorce can be a very traumatic ordeal for both parties, and it is often more complicated by the burdensome decision of who gets the house. Regardless of the circumstances, it's prudent to order an appraisal from W. Earl Wilson so both parties are completely aware of the true market value of their property.
If the parties need to sell the home, they'll have a a good idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.
Fair and accurate estate liquidation with help from W. Earl WilsonSettling an estateThe loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the real estate involved. We ensure the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).
Most Americans don't have dedicated estate planners or executors to take care of these matters, unlike wealthier individuals. A home or other property often makes up an unequal share of the total estate value, so understanding the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've gotten a fair deal.
Let W. Earl Wilson help you with relocating to or from Arapahoe CountyWe know the headaches associated with an employee relocation. That's why we take great care in establishing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive attributes of their property, along with information regarding any current sales or listings in their neighborhood that they want considered during our thorough process.
Selling your home quickly at the right price with an appraisal from W. Earl WilsonWhether you want to sell your home on your own or use the assistance of a real estate agent, a professional appraisal will help you make a more informed decision regarding your selling price. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. Our fees are based on our efforts to finish the appraisal report and and aren't related to the sales price.
We determine the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. Getting a professional appraisal is a reliable way to determine what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long houses stay on the market.